Bank Feeds

Connect bank accounts, PayPal, Amazon, and payment providers for automatic transaction feeds.

Open Banking via Plaid

We use Plaid (FCA-regulated) to connect to UK banks securely. Supported banks include:

High Street

NatWest, RBS, Barclays, HSBC, Lloyds, Halifax, Santander

Digital Banks

Starling, Monzo, Revolut, Chase UK

Payment Providers

PayPal, Wise, Stripe

E-commerce

Amazon Seller Central, Amazon Buyer

Connecting via Plaid

Navigate to Banking
Click Connect Bank Account
Select your bank from the Plaid Link interface
Log in with your bank credentials (securely handled by Plaid)
Your accounts appear in TaxMTD

TaxMTD never sees your bank login credentials. All authentication is handled by Plaid through FCA-regulated Open Banking protocols.

PayPal Integration

Connect your PayPal business account to import sales, purchases, and refunds.

Connection Options

Method	Setup	Best For
API credentials	Enter Client ID + Secret	Developers
OAuth sign-in	Click "Connect PayPal"	Most users

What Gets Imported

Sales and payments received
Business purchases
Refunds and chargebacks
Subscription payments
Transfers (auto-excluded to prevent double-counting)

Multi-Account Support

Connect multiple accounts simultaneously. Each connection appears as a separate card on the Banking page with:

Account label and provider logo
Connection status
Disconnect button for instant removal

Security

Aspect	Implementation
Bank auth	FCA-regulated Open Banking (Plaid)
Credentials	Never stored - handled by provider
API keys	Encrypted in database
Tokens	Encrypted at rest, auto-refreshed
Disconnect	Instant, removes all stored tokens

API Examples

JavaScript

// List connected accounts
const accounts = await $fetch('https://dev.taxmtd.uk/api/banking/accounts')

// Connect a new PayPal account
await $fetch('https://dev.taxmtd.uk/api/banking/paypal/connect', {
  method: 'POST',
  body: { clientId: '...', secret: '...', env: 'live', label: 'PayPal Business' }
})

// Import PayPal transactions
const result = await $fetch('https://dev.taxmtd.uk/api/banking/paypal/import', {
  method: 'POST',
  body: { accountId: 'acc-uuid', periodId: 1 }
})

Python

# List connected accounts
res = requests.get(
    "https://dev.taxmtd.uk/api/banking/accounts",
    cookies=session_cookies,
)
accounts = res.json()["data"]

# Connect PayPal
requests.post(
    "https://dev.taxmtd.uk/api/banking/paypal/connect",
    json={"clientId": "...", "secret": "...", "env": "live", "label": "PayPal Business"},
    cookies=session_cookies,
)

# Import PayPal transactions
res = requests.post(
    "https://dev.taxmtd.uk/api/banking/paypal/import",
    json={"accountId": "acc-uuid", "periodId": 1},
    cookies=session_cookies,
)

PHP

// List accounts
$accounts = Http::get('https://dev.taxmtd.uk/api/banking/accounts')->json();

// Connect PayPal
Http::post('https://dev.taxmtd.uk/api/banking/paypal/connect', [
    'clientId' => '...',
    'secret' => '...',
    'env' => 'live',
    'label' => 'PayPal Business'
]);

Rust

// List connected accounts
let accounts = client
    .get("https://dev.taxmtd.uk/api/banking/accounts")
    .send().await?
    .json::<serde_json::Value>().await?;

// Connect PayPal
client.post("https://dev.taxmtd.uk/api/banking/paypal/connect")
    .json(&serde_json::json!({
        "clientId": "...",
        "secret": "...",
        "env": "live",
        "label": "PayPal Business"
    }))
    .send().await?;

// Import PayPal transactions
let result = client.post("https://dev.taxmtd.uk/api/banking/paypal/import")
    .json(&serde_json::json!({"accountId": "acc-uuid", "periodId": 1}))
    .send().await?
    .json::<serde_json::Value>().await?;

cURL

# List connected accounts
curl https://dev.taxmtd.uk/api/banking/accounts

# Disconnect an account
curl -X DELETE https://dev.taxmtd.uk/api/banking/accounts \
  -H "Content-Type: application/json" \
  -d '{"id": 1}'

Migrating from Other Platforms

Import contacts, products, invoices, bills, expenses, and more from FreeAgent, Xero, QuickBooks, Sage, IRIS (KashFlow), Stripe, Shopify, and more.

AI Categorisation

How TaxMTD uses Google Gemini AI to categorise transactions into HMRC-compliant expense, income and transfer categories across SA103, CT600, VAT and UC.